The reporting requirement was particularly problematic because public knowledge of the MIB (not to mention its agreements and requirements) is poor and even when an accident has been reported, police support could often be less dangerous, especially in the case of accidents in which motorcyclists lose control as a result of diesel accidents and accidents caused by film and other discharges, unlike the typical “hit and run”. Arbitrators are appointed by the same body, which hears other remedies under the agreement, after proposals rejected during the consultation process regarding the extension of the arbitration committee to lawyers with more than 10 years of experience have been made. The rotating body therefore remains limited to the Queen`s advice, as some of the claims dealt with by the MIB can be particularly complex and of considerable value. The MIB`s contribution has been amended. The 2003 agreement required the plaintiffs (now referred to as “plaintiffs”) to the police within five or fourteen days, depending on whether it was property damage or injury. In addition, the applicants had to provide evidence by indicating a police reference number. Although in practice this requirement was often removed by the MIB, any non-compliance was technically sufficient to reject the MIB and/or an arbitrator to reject a claim. Under the 2003 agreement, the MIB was required to pay interest on premiums from the day after the police report was received or the date of receipt of the police report, if it had been immediately requested. The new agreement renounces this arbitrary link and obliges the MIB to pay interest on general damages and special damages from the day of the accident from the date of the formal award. While the rights under the Uninsured Drivers Agreement are covered for fixed CPR 45 fees, rights holders who claim rights under the Untraced Drivers Agreement are not entitled to the costs under the CPR45. However, the Untraced Drivers Agreement provides that MIB contributes to its costs.
The 2017 agreement provides for a new royalty regulation and gives applicants the opportunity to demand a higher contribution in cases of exceptional complexity. Unsecured and untraceable driver contracts meet the UK`s European obligations to provide compensation for victims of accidents caused by uninsured or unsured drivers. All car insurers in the UK are members of the Motor Insurers Bureau (MIB) and participate in the fund through a tax. The MIB is responsible for the participation and distribution of the fund in accordance with the agreements. (6) The contribution is completely independent of the MIB`s liability in the payment of arbitration fees covered in point 22 or arbitration fees covered in point 14 or 22. The 2015 uninsured driver contract also received an endorsement to bring it into compliance with the new Untraced Drivers` agreement. Structured and provisional arbitration awards may be issued either with the agreement of the MIB or by order of an arbitrator (point 17). Article 17 details the procedure to be followed, both for “structured counts” and for interim grants. The 2003 agreement excluded any claim if an applicant had not reported the accident to the police within a specified time frame. However, the 2017 agreement only requires the applicant to report the accident to the police if the MIB reasonably requests them to do so and has a right of appeal if it believes the request for notification is not appropriate.
In accordance with the 2015 amendment, it was defined that “significant personal injury” (to claim property damage in uncovered vehicles) required four or more days of consecutive hospital treatment within 30 days of the accident. The 2017 agreement significantly lowers the threshold for “significant personal injury” to two or more nights of hospital care or three or more outpatient care sessions in the hospital.