The Client Agreement Automation feature is only intended to help companies present agreements and advertisements related to account openings. Subsequent updates to these documents are not forwarded back to existing customers. The company must make its own arrangements to provide such updates. This service includes working with a financial planner over a period of 6 months. By paying a set fee, clients can work with a planner to establish a comprehensive financial plan. Clients will define their goals and explore their values around money. They must provide information to finalize the following areas of analysis: net assets, cash flow, insurance, social benefits, retirement, investment, risk tolerance, debt management, estate planning, social security/medicare, and education planning (see descriptions below). Once the customer`s information has been verified, their plan is established and analyzed, and then the results, analyses, and any changes to their current situation are checked with the customer. Clients who subscribe to this service will receive an electronic report that will provide the client with financial reports, analytical methods, recommended plan changes and action points to achieve their stated financial goals. Brokerage services for Betterment LLC clients of Betterment Securities, an SEC-registered dealer broker and FINRA/SIPC member. I would like to draw the attention of betterment clients to the fact that betterment collects a fee of up to 400 $US if you want to make a direct transfer (in kind) from Betterment to another broker. I tried to make a direct transfer of Roth IRA from Betterment to another brokerage company and I was quoted.